The State of Tennessee has announced a online verification system that will enable all County Clerk’s office’s in Tennessee to verify liability auto insurance coverage for ALL Tennessee Drivers. Because state law require all drivers to carry at least a liabilty insurance policy
Uninsured drivers in Tennessee will pay fines and risk losing their vehicle registration if they are not covered by an auto liability insurance policy. A web-based program will verify insurance for all Tennessee drivers. These changes come as part of the James Lee Atwood Jr. Law.
The required minimum limits of your liability car insurance are:
* $25,000 for each injury or death per accident.
* $50,000 for total injuries or deaths per accident.
* $15,000 for property damage per accident.
(If you have a car loan or lease, your lender may require you to have collision and comprehensive coverage.)
Also if your vehicle has a regular passenger or motorcycle license plate (anything other than a commercial tag), you must carry a policy as outlined above.
If your vehicle has a commercial license plate, that vehicle must be covered under a company general liability insurance plan.
The online verification system can be accessed starting in 2017.
